Consumer Credit Update

Canadian consumer credit trends in Q2 2025 shows early signs of stabilization in credit performance, particularly for mortgage holders. However, non-mortgage holders, especially younger Canadians, continue to face financial difficulties, with a growing divide in credit health between these groups. In Q2 2025, Canadian consumer credit trends indicate initial signs of stabilizing credit performance, particularly for those with mortgages. Conversely, non-mortgage holders, especially Canadians under 36, continue to experience financial hardship, leading to an increasing disparity in credit health between these two groups.

ABOUT YOUR SPEAKER

Rebecca Oakes, VP of Advance Analytics at Equifax Canada

Rebecca Oakes is the VP of Advanced Analytics at Equifax Canada. She is a seasoned analytics professional with over 15 years’ experience in building and leading high performing analytical teams. Prior to joining Equifax Canada, Rebecca held several senior leadership positions in the UK including Head of Analytics for Grove Capital Management (part of Encore Capital group). Rebecca has a wealth of experience in driving business value from data and analytics across multiple industries including Financial Services, Utilities & Retail.

Thinking about joining the Credit Association of Greater Toronto or re-newing a lapsed membership?

This is a great opportunity to process your membership and not only have the fee for this program, but we have many others planned over the next few months.

For membership information, please visit https://cagt.ca/become-a-member/

Concord Adex Survivors Fund

As part of our continued commitment to supporting our community, the Credit Association of Greater Toronto is requesting your consideration to donating to the Concord Adex Survivor Fund. For more information or to donate please visit seedeofhope.ca

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